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Disclaimer: The HBR platform, www.HBR.ae, is designed specifically for users who are accredited with Humming Crowd Realty, which operates under the laws of the United Arab Emirates, complies with Islamic and Sharia-based financing and investment principles, and abides by applicable international conventions and ethical standards.

By accredited users, we mean project operators and investors, all of whom have: (1) confirmed their thorough understanding of the real estate crowdfunding mechanics, as stipulated in the Humming Crowd Realty accreditation policy; (2) duly accepted the fact that even as Humming Crowd Realty exercises due diligence and utmost care in the delivery of its services, external factors can disrupt or alter any or all of the positive forecasts provided; and (3) expressly declared their willingness to absorb all risks associated with their property investment.

Accredited users are fully aware that within and outside of the HBR platform: (1) the management, official representatives, staff, associates, and/or referral partners of Humming Crowd Realty will never endorse particular projects; and (2) any statement on specific investment opportunities and/or real estate crowdfunding prospects is solely for illustration purposes, and should not be construed as favorites or preferences over others in the HBR portfolio.

All investment opportunities in the HBR portfolio cannot be equated with publicly traded securities and liquid investments. Rather, these must be treated as “private” placements that undergo holding periods, and which are neither guaranteed nor insured against loss in value.

References on the past performance of real estate crowdfunding in general, or of the HBR portfolio in particular, do not necessarily dictate investment outcomes. Across the HBR site, users are urged to conduct due diligence, know their risk tolerance, and familiarize themselves with the real estate crowdfunding environment.